Author: Philip NeeWhang

The internet was created to connect people, but much of the activity taking place online today does not come directly from people. Every time someone opens a website, watches a video, sends a message or searches for information, a human may be behind the activity. However, billions of other requests are generated automatically by search-engine crawlers, security systems, software applications, artificial intelligence (AI) tools, monitoring services, advertising systems, malicious bots and other machines. This raises an interesting question: How much of the internet is actually used by humans? The surprising answer is that there is no single number that can…

When you deposit money into a bank, it may feel as though the money is simply sitting safely in an account waiting for you to use it. In reality, banking is a business built around putting money to work. Banks accept deposits, provide loans, invest in financial assets, process payments and offer a wide range of financial services. These activities generate income, while the bank also pays expenses such as interest to depositors, salaries, technology costs, taxes and provisions for loans that may not be repaid. So, how exactly does a bank make money from your money? The answer is…

Saving money often sounds like something that requires a large income. However, one of the simplest lessons in personal finance is that small amounts can become meaningful when they are saved consistently over a long period. Consider saving just $1 every day. One dollar may not seem significant. It might not even be enough to buy some everyday items in many countries. But if that dollar is set aside every day and left untouched, the total can become surprisingly large over time. More importantly, if the money is placed in an account or investment that earns a return, the final…

Bernice Offei is a Ghanaian gospel singer, songwriter, and former banker who has been active in Ghana’s gospel music industry since the late 20th century (Wikipedia, n.d.; africanmusiclibrary.org, n.d.). A note on spelling: This article uses “Offei,” which is the spelling she uses on her own official YouTube channel (@BerniceOffei), as well as on her Instagram, Facebook, and TikTok accounts. “Ofei” is a variant spelling that appears on her Wikipedia page and on sites that mirror it; it is noted here only where it is the literal title of a cited source. Early Life and Education Offei was born in…

The number of Black billionaires worldwide reached a new record in 2026. According to Forbes, 27 Black billionaires appeared on its 2026 World’s Billionaires list, compared with 23 in 2025. Together, they were worth approximately $121 billion when Forbes calculated the ranking using asset values as of March 1, 2026. (Forbes) This article focuses specifically on the 10 richest Black men in Forbes’ 2026 ranking. To keep the figures consistent, all net worth estimates use the same March 1, 2026 valuation date rather than mixing annual figures with changing real-time estimates. As requested, the countdown begins at No. 10 and…

Oceania may be the world’s smallest inhabited continent by population, but it is home to several women with multibillion-dollar fortunes built through mining, software, manufacturing, investments and inherited family businesses. For this ranking, Oceania includes Australia, New Zealand and the Pacific island nations. Based on the latest Forbes and Forbes Australia data available on August 29, 2026, all 10 women who currently meet the wealth threshold for this regional top 10 are Australian citizens. Forbes Australia’s real-time list contains 57 Australian billionaires and is updated as markets and private-company valuations change. (Forbes Australia) The figures below should therefore be understood…

Oceania may have a much smaller population than Asia, Europe or North America. Still, it is home to several multibillion-dollar fortunes built through real estate, mining, manufacturing, software, packaging, automobile components, shopping centres and media. For this ranking, Oceania includes Australia, New Zealand and the Pacific island nations. To remain consistent with the previous articles in this series, the ranking primarily follows citizenship, rather than requiring the billionaire to currently live in Oceania. The figures below use the latest Forbes estimates available in late August 2026. Australia’s Forbes real-time rich list was updated on August 29, while individual Forbes profiles…

South America is home to a smaller number of female billionaires than North America, Europe or Asia, but several women from the continent control enormous fortunes in mining, banking, financial technology, industrial manufacturing, beer, forestry, and diversified investments. For consistency with the previous article on South America’s richest men, this ranking uses citizenship in a South American country rather than current residence. This distinction matters because some South American billionaire citizens live abroad. The figures below primarily use Forbes Real-Time Billionaires estimates available between August 27 and August 29, 2026. Billionaire fortunes can change every trading day, so the numbers…

South America has produced some of the world’s most successful entrepreneurs and investors, with major fortunes built in technology, banking, private equity, e-commerce, healthcare, beer, mining and financial technology. For consistency with the previous articles in this series, this ranking uses citizenship in a South American country rather than current residence. That distinction matters because several of the continent’s wealthiest citizens now live or work elsewhere. For example, Brazilian billionaire Eduardo Saverin lives in Singapore, while Chilean billionaire Jean Salata has lived in Hong Kong for decades. Forbes nevertheless identifies their citizenship as Brazilian and Chilean, respectively. (Forbes) The figures…

North America is home to some of the world’s wealthiest women, with fortunes connected to retail, private industry, finance, technology, food manufacturing, casinos, hedge funds, investments, and building supplies. As of August 29, 2026, the richest woman in North America is Alice Walton, the only daughter of Walmart founder Sam Walton. Forbes estimates her fortune at approximately $114.6 billion, making her not only North America’s wealthiest woman but also the richest woman in the world. (Forbes) For consistency, this article primarily uses the latest Forbes Real-Time Billionaires estimates available in late August 2026. Billionaire fortunes can change daily, so the…